Get Cash Out of Your Home – No Credit, W2 or Bank Statements Needed !

fill in the quick form below to sell your houseYes, that’s right!  We have a program that allows you to get cash out of your home regardless of your credit.  No W2, bank statement or credit score is required.  So if you need money to start a business, pay off debt, make an investment, or for any other reason – but don’t can’t prove the income or don’t have a credit score to get a loan – this program is for you.

All that is required is that you have at least 50% equity in your home.  We can get you up to $50,000 depending on the amount of equity you have.

Here’s how it works.

  1. In short, we give you a check for the amount of money you need.  In return, you sell us your house at a purchase price of your existing mortgage(s) plus the amount of the money we get you.  You then have three years to buy the house back from us at an agreed upon price.  You stay in your home and rent it back from us, just like you own it.

2. During the three years (or up until you buy the property back), you would pay us monthly rent that is based on the value of the home.  We will use that money to pay your existing mortgage payment (principal, interest, taxes and insurance), and your HOA fee (if any).

3. When you’re ready to buy the property back (anytime within 3 years), you’d simply pay us the agreed upon amount (slightly more than what we paid for the home = an estimated appreciation).  If you have an existing mortgage, it would stay in place (so that when you buy your home back you would not need to get a new mortgage).

This program is great for someone who wants to cash in some of their equity, but either can’t get a loan due to proof of income or credit or simply doesn’t want the hassle of applying for a loan.  (This is no a loan.)

The program is NOT suitable for someone who has no income and no realistic way to make the monthly rent payments.

To get a preliminary offer by email, just fill out the form below and include the address of your home as well as the amount of your monthly payments (HOA and mortgage(s)) if any.  If you don’t know these, it’s not a problem.

If you don’t have a mortgage or HOA, let us know that too.  If you do have them, this information can be found on a recent mortgage statement and HOA (Home Owner’s Association) statement.  If you have these statements, the easiest way would be to just snap a picture and text them to 702-803-2274 or email them to us at iBuyHouses at Post.com.

If this program doesn’t work for you, we’d be happy to make you an offer to purchase your home in a traditional manner.

Frequently Asked Questions about this Program

What are the requirements for the program?

The primary requirement is that you have at least 50% equity in your home.  If you don’t know how much equity you have, contact us and we’ll help you figure it out.

Can the option to buy my home back last more than three years?

On occasion we will agree to an option for more than three years.  However, the length of the option must be agreed to upfront.

Can I buy my home back early?

Yes, you can buy your home back as quickly as you wish.

Are there any real estate broker commissions?

No.

What is the repurchase price when I buy my home back?

The repurchase price is based on the value of the home when we purchase it, adjusted upwardly for appreciation.  So let’s say that the home is worth $100,000 when we purchase it from you.  If we use 6% appreciation, and you want to repurchase the home within the first year, the repurchase price would be $106,000.  If you want to repurchase it in two years, the repurchase price would be about $112,000 (about $6000 in appreciation each year).  The agreement will provide the repurchase price so you’ll know exactly what the repurchase during each year.  If interested in getting an offer, we can provide you the monthly rent and repurchase price to review so you can see if it makes sense for you.

Can I buy my home back after the three year option period?

After three years you will need to leave your home if you do not purchase the home back.  We will likely renovate the home and put it back on the market at the then fair market price.  After the renovation, you may be able to repurchase the home, but it will be at fair market and not at the lower option price.

How do I buy my home back?

You would simply contact us (call or email) and let us know.  The title company will schedule closing.  You will simply need to provide your funds to the title company prior to closing.  The agreement will spell out exactly how much that is.  The title company will tell you how much are closing costs.

Where do I get the money to buy my home back?

Your existing mortgage will remain in place (if you have one).  So the total funds needed to close are relatively low compared to most home purchases.  The funds could come from a personal loan, an inheritance, or funds saved over the 3 years.  If interested in the program, contact us and we can provide you with detailed numbers for your home.

How much is the rent?

The rent is based on the value of your home.   If interested in getting an offer, we can provide you the monthly rent and repurchase price to review so you can see if it makes sense for you.

What happens if I miss a rent payment?

If you miss a rent payment, you will need to vacate the home (or be evicted).  Additionally, your option to re-purchase the home at the option price will be terminated.  Please do not pursue this program if you are not confident you can make the monthly rent payments.

How do I learn more or get started?

If interested, please call us, email us or complete the form below.   Feel free to ask any questions you may have.  If interested in moving forward, we’ll provide you with a detailed offer that includes your monthly rent payment and the re-purchase price.

To get a preliminary offer by email, just fill out the form below and include the address of your home as well as the amount of your monthly payments (HOA and mortgage(s)) if any.  If you don’t know these, it’s not a problem.

If you don’t have a mortgage or HOA payment, let us know that too.  If you do have them, this information can be found on a recent mortgage statement and HOA (Home Owner’s Association) statement.  If you have these statements, the easiest way would be to just snap a picture and text them to 702-803-2274 or email them to us at iBuyHouses at Post.com.

What are my other options?

You can sell you home to net some cash.  Most buyers will want you to move out so they can either move in or renovate the home.  We’d be happy to make you an offer.

If you want to get started,  or just want more info, just fill out the quick form below. Or give us a call right now at 702-803-CASH.

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Fill out the quick form below or call us at 702-803-CASH to get more info or to get started TODAY!

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